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U.S. Sues S&P over Pre-Crisis Mortgage Ratings

(WASHINGTON) — The U.S. government is accusing the debt rating agency Standard & Poor’s of fraud for giving high ratings to risky mortgage bonds that helped bring about the financial crisis. The government said in a civil complaint filed late Monday that S&P misled investors by stating that its ratings were objective and “uninfluenced by any conflicts of interest.” It said S&P’s desire to make money and gain market share caused S&P to ignore the risks posed by the investments between September 2004 and October 2007. (MORE: Standard & Poor’s Downgrades Itself) The charges mark the first enforcement action the government has taken against a major rating agency involving the worst financial crisis since the Great Depression. According to the government filing in U.S. District Court in Los Angeles, the alleged fraud made it possible to sell the investments to banks. The government charged S&P under a law aimed at making sure banks invest safely. S&P, a unit of New York-based McGraw-Hill ...

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Found more than 1 month ago on channel TIME Moneyland

United States: FTC's Year-End Report To Congress On Debit Card Transaction Rules Outlines Agency's Enforcement And Education Initiatives - Loeb & Loeb LLP

The Federal Trade Commission updated Congress on its enforcement and other efforts in connection with the new rules regulating debit card transactions implemented last year by the Federal Reserve Board under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

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Found more than 1 month ago on channel Mondaq

United States: Corporate And Financial Weekly Digest - December 7, 2012 - Katten Muchin Rosenman LLP

In its fiscal year 2012 Agency Financial Report released last week, the Securities and Exchange Commission published its rulemaking agenda for 2013 under both the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) and the Jumpstart Our Business Startups Act (JOBS Act).

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Found more than 1 month ago on channel Mondaq

United States: Swaps Regulation Under Dodd-Frank: Key Issues For Fund Sponsors And Advisers - Bingham McCutchen

Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act provides a detailed framework for regulating the swaps market and market participants.

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Found more than 1 month ago on channel Mondaq

United States: Financial Services Bulletin: Action At The CFTC (11.01.2012) - Perkins Coie LLP

On Tuesday, October 23, 2012, the Commodity Futures Trading Commission (the "CFTC") proposed new regulations and amendments to existing regulations pursuant to Sections 4d(a)(2) and Section 4d(f) of the Commodity Exchange Act (the "CEA"), as amended by Section 724(a) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Dodd-Frank Act").

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Found more than 1 month ago on channel Mondaq