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White Promises ‘Unrelenting’ Enforcement at SEC

WASHINGTON — Mary Jo White vowed Tuesday to make “bold and unrelenting” enforcement of Wall Street a high priority if she is confirmed chairman of the Securities and Exchange Commission. White, a former federal prosecutor, says investors need to know the playing field is level and that wrongdoers will be “aggressively and successfully” pursued. “Strong enforcement is necessary for investor confidence and is essential to the integrity of our financial markets,” said White, 65, in prepared remarks to the Senate Banking Committee, which is considering her nomination. White is expected to face tough questions from senators about her decade of legal work representing some of the nation’s largest banks and corporations. But ultimately, she is expected to win confirmation from the panel and the full Senate. She would replace Elisse Walter, who has been interim SEC chairman since Mary Schapiro resigned in December, and become the first former prosecutor to lead the top regulator ...

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Found more than 1 month ago on channel TIME Business

Schools Suing Graduates for Defaulting on Loans

As more college graduates default on their student loans, some schools are taking drastic measures to ensure repayment. According to a recent Bloomberg report, Yale, the University of Pennsylvania and George Washington University have taken defaulters to court in recent years to try to force them to pay up. The schools are targeting recipients of Perkins loans, which are subsidized loans usually awarded to lower-income students with exceptional financial need. Unlike the larger federal Stafford loan program, in which the Department of Education acts as the lender, Perkins loans are administered directly by participating institutions with a mixture of funds from the federal government and the schools themselves. Almost 500,000 of the loan awards are doled out annually. According to court records analyzed by Bloomberg, the University of Pennsylvania filed at least 12 lawsuits to recoup Perkins loan money last year. Yale is suing a former student for about $6,500 in outstanding loans, while ...

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Found more than 1 month ago on channel TIME Business

U.S. Sues S&P over Pre-Crisis Mortgage Ratings

(WASHINGTON) — The U.S. government is accusing the debt rating agency Standard & Poor’s of fraud for giving high ratings to risky mortgage bonds that helped bring about the financial crisis. The government said in a civil complaint filed late Monday that S&P misled investors by stating that its ratings were objective and “uninfluenced by any conflicts of interest.” It said S&P’s desire to make money and gain market share caused S&P to ignore the risks posed by the investments between September 2004 and October 2007. (MORE: Standard & Poor’s Downgrades Itself) The charges mark the first enforcement action the government has taken against a major rating agency involving the worst financial crisis since the Great Depression. According to the government filing in U.S. District Court in Los Angeles, the alleged fraud made it possible to sell the investments to banks. The government charged S&P under a law aimed at making sure banks invest safely. S&P, a unit of New York-based McGraw-Hill ...

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Found more than 1 month ago on channel TIME Moneyland

Trade group wants U.S.-China action on cyber security threats

WASHINGTON - U.S. companies want the U.S. and Chinese governments to work together to address the growing problem of cyber attacks that threaten to undermine trade between the world's two largest economies, a U.S. business leader said on Monday.

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Found more than 1 month ago on channel Reuters

Lithium Batteries Central to Boeing’s 787 Woes

WASHINGTON — Lithium batteries that can leak corrosive fluid and start fires have emerged as the chief safety concern involving Boeing‘s 787 Dreamliner, a problem that apparently is far more serious than government or company officials acknowledged less than a week ago. The Federal Aviation Administration late Wednesday grounded Boeing’s newest and most technologically advanced jetliner until the risk of battery fires is resolved. The order applies only to the six Dreamliners operated by United Airlines, the lone U.S. carrier with 787s. But other airlines and civil aviation authorities in other countries will be under pressure to follow suit or face possible accusations of taking unnecessary risks with public safety. Japan‘s two largest air carriers voluntarily grounded their 787s on Wednesday ahead of the FAA’s order following an emergency landing by one of the planes in Japan. On Thursday, the European Aviation Safety Agency ordered all European carriers to ground the jetliner. ...

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Found more than 1 month ago on channel TIME Moneyland