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Big Bank Epiphany: Adding New Fees May Be Bad For Business

Could 2013 be when big bank customers finally get some relief from the onslaught of fees they’ve weathered in recent years? According to some bank industry analysts, the answer is a qualified yes. Fees aren’t going away entirely, and the experts say penalty fees in particular will continue to creep higher, but a new regulatory climate in Washington has put banks on notice that piling on costs is not the best way to do business. “The whole landscape changed after the election,” says Ken Thomas, an independent bank consultant and economist. With Obama in the White House and celebrated Wall Street watchdog Elizabeth Warren in the Senate and likely within reach of a seat on the Senate Banking Committee, “regulators feel emboldened. They feel a new sense of purpose,” he says. “Banks want to do what they can to minimize complaints. They’re being a little more consumer sensitive than they were before.” After last year’s debit card fee debacle, in which Bank of America had to ...

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Found more than 1 month ago on channel TIME Business

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Forget the Fiscal Cliff: Why Obama Is in Asia

It might seem strange that newly re-elected President Barack Obama has chosen this moment to jet off to Asia. After all, he’s left a mess of problems back home. The White House is in the midst of tense negotiations with Republican Congressmen over a budget compromise to avoid the looming “fiscal cliff.” The nation is still smarting from a long and divisive election. And even in the realm of foreign policy, Asia doesn’t seem to be the priority right now, with a conflict escalating between Israel and Hamas in Gaza. Obama isn’t even visiting Japan or South Korea, historically America’s most important allies in Asia, or landing in China to deal with Washington’s many economic issues with the world’s second largest economy. Instead, he’s attending a summit in Cambodia of the leaders of the Association of Southeast Asian Nations (ASEAN) and others from the region, and making the first visit by a U.S. President to Burma (also known as Myanmar). Over the weekend, he toured a Buddhist ...

america asean asia asian association bangkok barack obama buddhist burma cambodia centrality china decision donilon election forget gaza hamas house importance indonesia influence israel japan king korea majority-muslim motivation myanmar nation national negotiations policy president priority region republican securities singapore south southeast thailand tom vacation washington white

Found more than 1 month ago on channel TIME Business

Read the full article on TIME Business or check out related articles on tibidy

Forget the Fiscal Cliff: Why Obama is in Asia

It might seem a strange that newly re-elected President Barack Obama has chosen this moment to jet off to Asia. After all, he’s left a mess of problems back home. The White House is in the midst of tense negotiations with Republican Congressmen over a budget compromise to avoid the looming “fiscal cliff.” The nation is still smarting from a long and divisive election. And even in the realm of foreign policy, Asia doesn’t seem to be the priority right now, with a conflict escalating between Israel and Hamas in Gaza. Obama isn’t even visiting Japan or South Korea, historically America’s most important allies in Asia, or landing in China to deal with Washington’s many economic issues with the world’s second-largest economy. Instead, he’s attending a summit in Cambodia of the leaders of the Association of Southeast Asian Nations (ASEAN) and others from the region, and making the first visit by a U.S. president to Burma (also known as Myanmar). Over the weekend, he toured a ...

america asean asia asian association bangkok barack obama buddhist burma cambodia centrality china decision donilon election forget gaza hamas house importance indonesia influence islamic israel japan korea motivation myanmar nation national negotiations policy president priority region republican securities singapore south southeast thailand thomas vacation washington white

Found more than 1 month ago on channel TIME Moneyland

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More US women than men have driver's license

As this month’s presidential election clearly demonstrated, there’s a significant demographic shift taking place in America – and you don’t have to check the voter rolls to confirm that. Simply look around you on the highway.

america election

Found more than 1 month ago on channel MSNBC

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Financial Stocks: B. of A., Morgan Stanley paint financials red

Sector succumbs to heavy selling seen in U.S. equities on the heels of Election Day, with Bank of America in particular dragging down the Dow industrials.

america dow election equity morgan stanley

Found more than 1 month ago on channel MarketWatch

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