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Nonprofit spends $8.2 million against Obama

Friday, September 28, 2012 - 09:11 YouTube/Screenshot Americans for Job Security enters the presidential election with an $8.2 million ad buy for "Running." Americans for Job Security , a conservative nonprofit organized as a trade association, reported that an ad criticizing President Barack Obama, titled “ Running ,” cost  $8.2 million , a significant figure considering the group’s total take in its 2010 fiscal year was $12 million, according to its most recent  tax filing . “Running,” released Wednesday, is the group’s first reported presidential ad of the election. It shows a mother jogging down the street as she says in the voiceover that she’s “running to forget” the bad economy, her husband’s layoffs and the national debt. “The future is getting worse under Obama,” she says. The ad is airing in six swing states. Americans for Job Security is run by president Stephen Demaura, the former director of the New Hampshire State Republican Committee, out of an Alexandria, ...

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Found more than 1 month ago on channel Marketplace.org

Should Credit Unions Have to Pay Income Tax?

The American Bankers Association, the lobbying group that represents America’s banking industry, has recently launched an ad campaign across Washington D.C. aimed directly at the nation’s credit unions. The print version of the campaign is to the point, reading simply: “Today credit unions are a $1 trillion industry that pays no income tax. That’s nearly $2 BILLION every year that could help shrink the federal deficit. Now, credit unions want even more perks. It’s time to end credit unions’ indefensible and outdated special treatment. Enough is enough.” I think it’s worth noting the irony in such a campaign, given that the for-profit banking sector has recently benefitted from unprecedented amounts of government support. Then again, it shouldn’t come as a surprise to find lobbying groups seeking advantages for its members — it’s kind of their job. (Also it should be remembered that the ABA represents banks of every type and size, not just those that have benefitted ...

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Found more than 1 month ago on channel TIME Business

Why Can’t People with Student Loans Refinance at Better Rates?

One of the few silver linings of the Great Recession has been a precipitous drop in interest rates that has lowered the cost of borrowing for millions of consumers. The historic decline in rates, however, has done almost nothing for folks with a student loan. Those with college debt have largely missed the refinance boom. Why? Congress—not the free market—sets the interest rate on the vast majority of student debt, and because these loans are not secured by collateral, private lenders are loath to step in and undercut the federal government’s terms. Borrowers with decent credit have gotten relief in virtually every other sphere. By one estimate, low rates are saving the typical household $3,100 a year. Americans now spend 5.8% of after-tax income on consumer interest, the smallest share in 34 years and a sharp drop from 9.1% before the recession. Mortgage interest payments alone are down 30%. Corporations and government have benefited from the refi boom as well. Companies with a stellar ...

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Found more than 1 month ago on channel TIME Business

Does President Obama Really Believe in Deficit Reduction?

It should come as no surprise that President Obama began last night’s State of the Union address discussing both the economy and federal government finances. After all, much of the debate in Washington has been focused on the historically large budget deficits the federal government has been running since the financial crisis. The President called for Congress to act to reduce the deficit by $1.5 trillion over the next ten years, through a combination of tax increases and spending cuts, but he offered no real specifics on how he’d like to get there. And that lack of specifics, combined with spending proposals elsewhere in the speech, have made many Republicans skeptical that the President considers deficit reduction a priority. This sounds like the same old story we’ve been hearing for years now: Republicans accusing the President of not really caring about deficits and debt. But given the improving economy and deficit reductions already in place, Republicans may have a point this ...

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Found more than 1 month ago on channel TIME Moneyland

Gasoline Prices Predicted to Fall in 2013

(NEW YORK) — At least gasoline should cost you less in 2013. Hamburger, health care and taxes are all set to take a bigger bite out of the family budget this year. But drivers’ annual gas bills are expected to drop for the first time in four years. Forecasters say ample oil supplies and weak U.S. demand will keep a lid on prices. The lows will be lower and the highs won’t be so high compared with a year ago. The average price of a gallon of gasoline will fall 5 percent to $3.44, according to the Energy Department. “Everything is lining up to lead to softer prices this year,” said Tom Kloza, chief oil analyst at the Oil Price Information Service. (MORE: 2013 Gas Price Forecast: Around $4 Per Gallon by Spring) That would still be the third-highest average price ever. But a discount of 19 cents per gallon from 2012 would save the typical household $205 this year and free up $25 billion that could go instead to restaurants, malls or movie theaters — the kind of consumer spending ...

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Found more than 1 month ago on channel TIME Business