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Should Credit Unions Have to Pay Income Tax?

The American Bankers Association, the lobbying group that represents America’s banking industry, has recently launched an ad campaign across Washington D.C. aimed directly at the nation’s credit unions. The print version of the campaign is to the point, reading simply: “Today credit unions are a $1 trillion industry that pays no income tax. That’s nearly $2 BILLION every year that could help shrink the federal deficit. Now, credit unions want even more perks. It’s time to end credit unions’ indefensible and outdated special treatment. Enough is enough.” I think it’s worth noting the irony in such a campaign, given that the for-profit banking sector has recently benefitted from unprecedented amounts of government support. Then again, it shouldn’t come as a surprise to find lobbying groups seeking advantages for its members — it’s kind of their job. (Also it should be remembered that the ABA represents banks of every type and size, not just those that have benefitted ...

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Found more than 1 month ago on channel TIME Business

Obama’s Proposal to Boost the Minimum Wage: Will It Help or Hurt Workers?

Of the proposals in President Obama’s State of the Union address, the one that’s perhaps getting the most attention is his push to have the federal minimum wage raised from $7.25 to $9.00 per hour. There are many reasons for this. First, it was one of the few concrete proposals to come out of the speech; and unlike many of the President’s industrial and tax policy ideas, it is easy to understand: Pass a law saying businesses can’t pay workers less than $9 per hour. But does the law make sense for the low-income workers it aims to help? For years the conventional wisdom among many economists was that higher minimum wages actually reduced employment — for the simple reason that if you make something like labor more expensive, firms will purchase less of it. But research in the 1990s, specifically a study authored by economists David Carr and Alan Kreuger, seemed to prove otherwise, or at least to poke holes in this theory. Carr and Kreuger studied the effect of an increase in the ...

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Found more than 1 month ago on channel TIME Moneyland

United States: Three Key Arguments In Hospitals’ Challenge To Medicare Payment Denial Policy - McGuireWoods LLP

The American Hospital Association and four hospital systems filed a lawsuit in federal court against the Department of Health and Human Services for allegedly "refusing to pay hospitals for hundreds of millions of dollars' worth of care provided to patients".

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Found more than 1 month ago on channel Mondaq

New Bluebird prepaid card is alternative to checking accounts

Tuesday, October 9, 2012 - 02:06 Bluebird by American Express and Walmart Walmart and American Express have teamed up to offer the new Bluebird card. They say it should help people avoid the high fees on checking accounts and debit cards. Fewer fees mean more customers. That’s the hypothesis behind a new prepaid card called Bluebird . It’s the product of an odd-couple partnership between elite financial services company, American Express, and populist low-cost retailer, Walmart. What makes the Bluebird card different? In a word: Fees. The prepaid card promises no minimum balance requirements, no monthly fees, no annual fees, and no overdraft fees. Dan Schulman with American Express says, “Last year, banks charged $31.6 billion in overdraft fees. And according to a recent Bank Rate study, the minimum balance average to avoid a maintenance fee is now $723.02. That’s up 23 percent from last year.” He says the typical non-interest-bearing checking account now has an average monthly ...

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Found more than 1 month ago on channel Marketplace.org

Party's Over for Entertaining on Corporate Jets, Says IRS

The Internal Revenue Service’s rules about corporate jets and non-business use, disallowing tax deductions for entertainment, are “overly burdensome,” said the National Business Aviation Association. Scott O’Brien, senior manager of finance and tax policy of the National Business Aviation Association, said the American Jobs Creation Act of...

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Found more than 1 month ago on channel Abc News