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Mrs. Warren Goes to Washington: Does the Market Mistrust Big Banks?

Critics of the nation’s largest banks haven’t had very many friends in Washington lately, but that dynamic changed markedly in January, when Massachusetts Senator Elizabeth Warren — perhaps Big Finance’s most articulate gadfly — was sworn in and given a seat on the Senate Banking Committee. And last week, the committee held its first hearing of the new year to question regulators about the stability of the nation’s financial system, and to get a progress report on the implementation post-crisis financial reform. Not surprisingly, it was the rookie Massachusetts Senator who stole the show, pointedly asking each member of the panel when the last time they had taken a large Wall Street bank to trial, where their misdeeds would be aired publicly. The implication was, of course, that regulators are either unwilling or unable to take big banks to trial, that they rely too much on mutually agreed upon settlements as penalties for misbehavior, and that this reluctance has created ...

america american citigroup committee elizabeth equipment finance implementation implications impunity jpmorgan liability majority massachusetts million mrs nation performance populism question reluctance senate senator settlement stability street wall warren washington youtube

Found more than 1 month ago on channel TIME Business

Mary Schapiro Stepping Down as SEC Chair

(WASHINGTON) — Mary Schapiro will step down as chairman of the Securities and Exchange Commission next month after a tumultuous tenure in which she helped lead the U.S. government’s regulatory response to the 2008 financial crisis. President Barack Obama designated Elisse Walter, an SEC commissioner, to replace Schapiro. Schapiro will leave Dec. 14, the SEC said Monday. She was appointed by Obama in the midst of the worst financial crisis since the Great Depression. She took over after the agency failed to detect the Bernard Madoff Ponzi scheme. (MORE: Obama Selects Three Financial Regulators) Schapiro is credited with helping reshape the SEC after it was accused of failing to detect reckless investments by many of Wall Street’s largest financial institutions before the crisis. And she led an agency that brought civil charges against the nation’s largest banks. But critics argued that she failed to act aggressively to charge leading individuals at those banks who may have contributed ...

admission agency appointment authorities barack obama bernard madoff chase citigroup commission dec depression district elisse exchange goldman sachs government institutions investment jed jpmorgan mary schapiro nation organization ponzi president rakoff sec securities settlement street wall walter washington

Found more than 1 month ago on channel TIME Moneyland